Purchasing a home is probably the biggest financial decision you'll make. Here's exactly how David guides buyers through it, from first pre-approval call to the keys in your hand.
Before you look at a single listing, it's worth getting honest about why you're buying. Tired of paying someone else's mortgage? Outgrown your current place? Chasing a shorter commute, a better school district, or your first rental property? Your reason shapes everything downstream — how urgently you shop, what you're willing to compromise on, and what "the right house" actually looks like.
Real estate also remains one of the more reliable ways to build long-term equity, especially in a market like Denver's that continues to draw new residents every year. David will walk through your goals with you up front so the entire search stays aimed at the right target.
Lenders move faster when your paperwork is ready. Start collecting:
Your credit score directly affects your rate and buying power. David works with a short list of Denver-based lenders he trusts and can get you connected before you start touring homes, so there are no surprises later.
This isn't the moment for a new car, a job change, or opening new credit lines. Lenders re-check things right up until closing — stability matters more than it seems like it should.
A good buyer's agent gets you access to homes before they're widely marketed, protects you from overpaying, and handles the parts of the transaction most people have never seen before. When you're evaluating who to work with, it's fair to ask:
David's Zillow reviews are public and unedited — a good place to see how he actually works before you commit to anything.
Once you're pre-approved, David narrows the search to homes that actually fit your criteria and budget — not a firehose of every listing in the metro. Expect drive-bys of neighborhoods, honest opinions on resale value, and a fast-moving showing schedule once something looks right, because in this market, the good ones don't sit long.
Once you've found the one, David helps structure an offer that's competitive without overexposing you — and keeps a full written record of every counter and addendum along the way.
You'll have a window to bring in a licensed inspector (David can recommend several — see the page). Depending on what turns up, you'll either move forward as planned or renegotiate terms.
If you're financing, the lender will order an independent appraisal to confirm the home supports the loan amount. David stays in close contact with your lender through this stage so nothing catches you off guard two weeks before closing.
Shop around — a higher deductible, bundling, and basic safety features (deadbolts, alarm systems, smoke detectors) can meaningfully lower your premium.
The day before or day of closing, you'll do a final walkthrough to confirm everything's as expected. At the table, you'll sign the settlement statement and loan documents, funds get transferred, and keys change hands. David sticks around after closing too — for utility setup questions, contractor referrals, or anything else that comes up once you're actually living there.
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