Hail Season in Colorado: How to Prepare Your Home and Roof

Know your roof

Find out the roof’s age and material. Impact-resistant shingles and metal roofs hold up better than standard shingles, though no roof is hailproof. Replace damaged or loose pieces before storm season.

Review insurance

Read your policy for the hail or wind deductible, which can be a percentage of the home’s value instead of a flat amount. Ask your agent how roof age affects coverage, and whether there are discounts for impact-resistant materials.

Protect what you can

Park vehicles in a garage, bring in patio furniture, and trim branches that could fall on the roof. Consider window screens or shutters for vulnerable areas.

After a storm

• Photograph damage to the roof, gutters, siding, windows, and vents.
• Check for dents in metal items like downspouts and flashing.
• Contact your insurance company before signing with any contractor.
• Be wary of door-to-door roofers after storms, and check licensing and references.

Buyer note

Ask sellers about past hail claims and the roof’s repair history.

This article is general information, not legal, tax, financial or inspection advice. Every home and situation is different, so confirm details with a licensed inspector, lender, attorney or tax professional.

About David Parks

David is a Greater Denver real estate advisor with eXp Realty and The Apollo Group (Colorado broker license FA100103211). He has closed more than $55 million in volume, earned eXp Icon status in 2025, and holds a 5.0 rating on Zillow from 27 verified reviews.

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