By David Parks · eXp Realty · The Apollo Group · 2 min read
A NerdWallet survey found 74 percent of recent buyers are glad they bought their current home, and only 3 percent regret it. Home prices and equity have grown meaningfully over time, even though prices do not rise every year.
NerdWallet’s survey found the vast majority of recent buyers are glad they purchased, and only a very small share say they regret it.
The Federal Housing Finance Agency reports that national home prices have risen 33.4 percent over the past five years. Bankrate found homeowners gained nearly $150,000 in wealth on average over five years as equity rose in 90 percent of major metro areas.
FHFA data shows national prices are up 336 percent since 1991. Prices do not rise every year, and they can dip, but historically they have risen far more over the long run.
As you pay down your mortgage and your home appreciates, your equity can grow. When you sell, that equity can become the down payment on your next home. See What Is Home Equity and How Does It Grow?
This is not advice that buying is right for everyone today. The payment and the plan have to work for you. David can run the numbers with you using the mortgage calculator and a lender’s estimates.
NerdWallet, FHFA, Bankrate, and Freddie Mac, as reported in October 2026. Graphics by Keeping Current Matters.
This article is general information, not legal, tax, financial or inspection advice. Every home and situation is different, so confirm details with a licensed inspector, lender, attorney or tax professional.
David is a Greater Denver real estate advisor with eXp Realty and The Apollo Group (Colorado broker license FA100103211). He has closed more than $55 million in volume, earned eXp Icon status in 2025, and holds a 5.0 rating on Zillow from 27 verified reviews.
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