What is happening in the housing market right now, explained with dated, sourced data and local context.
Buyers rarely get low mortgage rates and strong negotiating power at the same time. In late 2026, rates are higher than many buyers want, but inventory is up…
A price cut lowers what the buyer borrows, while a rate buydown lowers the buyer’s interest rate and monthly payment. For the same seller dollars, a buydown…
Major forecasters expect a steady market in 2027, with mortgage rates holding near current levels and home prices rising slowly. Forecasts are national and…
About 27 percent of homes sold in September were bought with all cash, according to NAR. But most buyers still use a mortgage, and many cash buyers are…
When the market slows, homeowners can wait, but builders with finished homes carry costs every month. That can make builders more willing to negotiate on…
Most buyers overestimate the credit score they need. The long-standing benchmark for loans backed by Fannie Mae and Freddie Mac is 620, and lenders are now…
When rates are high, some buyers choose an adjustable-rate mortgage (ARM) for a lower starting rate. About one in ten mortgage applications recently was for…
Starter condos tend to cost less than starter houses. Zillow found nationally that starter condos average about $197,468, roughly 6 percent less than the…
Renting your house can buy time if it does not sell, but it makes you a landlord with legal duties and costs. A strong pricing and marketing plan can make…
Most home sales still close. Redfin and Cotality report that roughly 10 to 15 percent of contracts are canceled, and sellers can reduce the risk by preparing…
The “silver tsunami” is the idea that millions of homes owned by older Americans will hit the market. The research points to a gradual shift over the next…
One headline says prices are falling and the next says they are rising. Both can be true, because asking prices cool in the fall, and price changes differ a…
Many renters pay on time for years and still have a thin credit file. Zillow reports that nearly a third of mortgage applicants are denied because of…
Shopping around for homeowners insurance can pay off. Intercontinental Exchange found homeowners who switched carriers saw premiums fall 6.6 percent on…
Sales are slower than in some past years, but the market has not stopped. NAR’s pace implies almost 4 million existing homes sold this year, about 11,000…
Inventory is growing mainly because homes are selling more slowly, not because of a flood of new listings. Higher mortgage rates have softened demand, which…
A NerdWallet survey found 74 percent of recent buyers are glad they bought their current home, and only 3 percent regret it. Home prices and equity have…
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